Is TaxZen free for filing ITR?

Yes, TaxZen is completely free for personal ITR filing including RSU/ESOP capital gains, broker CSV import, and AI tax advice. No hidden charges, no premium locks, no upsells.

Is my data safe with TaxZen?

Yes. Your tax data (Form 16, PAN, salary, deductions) is processed entirely in your browser and never sent to our servers. We literally cannot see your finances. Progress is saved locally in your browser so you can resume later. If you opt in to reminders, we store only your name, mobile, and filing preferences (not income or PAN). See our Privacy Policy for details.

How does TaxZen handle RSU and ESOP capital gains?

TaxZen auto-calculates cost basis from your vesting FMV (Fair Market Value), determines holding period for STCG vs LTCG classification, applies correct tax rates (15% for Section 111A STCG, 12.5% for Section 112A LTCG above ₹1.25L), and generates Schedule CG and Schedule FA for foreign stocks. No CA needed.

Can I import capital gains from Zerodha or Groww?

Yes. Upload your broker capital gains CSV from Zerodha (Console Tax P&L), Groww, ICICI Direct, or Angel One. TaxZen auto-splits into STCG and LTCG with correct classification and applicable tax rates.

Which is better — Old regime or New regime for salary above 15 lakh?

It depends on your deductions. TaxZen compares both regimes with your actual numbers and shows the ₹ difference instantly. Generally, if your 80C+80D+HRA deductions exceed ~₹3.75L, Old regime may save more. Upload your Form 16 to see the exact answer for your case.

Does TaxZen file my ITR on the income tax portal?

No. TaxZen is a preparation tool. It computes your tax, handles capital gains, compares regimes, and provides all values you need. You then open incometax.gov.in, enter the pre-computed values (takes 2 minutes), and verify with Aadhaar OTP.

Which ITR forms does TaxZen support?

ITR-1 (Sahaj) for salary up to ₹50L with one house property and no capital gains. ITR-2 for salary above ₹50L, capital gains from stocks/MFs/RSUs, multiple employers, foreign assets, and crypto income. Business income (ITR-3/4) is not yet supported.

What are the new tax slabs for AY 2026-27 Budget 2025?

New Regime slabs for AY 2026-27: ₹0-4L (nil), ₹4-8L (5%), ₹8-12L (10%), ₹12-16L (15%), ₹16-20L (20%), ₹20-24L (25%), above ₹24L (30%). Rebate under 87A available up to ₹12L taxable income. TaxZen applies these automatically.

How to file ITR-2 for RSU/ESOP without a CA?

Upload your Form 16 to TaxZen, enter your RSU vesting details (date, FMV, units) and sale transactions. TaxZen calculates cost basis, STCG/LTCG, fills Schedule CG and Schedule FA, and gives you all values to enter on the portal. Takes 5 minutes instead of paying ₹2,000-5,000 to a CA.

Is crypto/VDA income taxed at 30% in India?

Yes, under Section 115BBH, crypto and Virtual Digital Assets (VDA) are taxed at a flat 30% on gains. No deductions (except cost of acquisition) are allowed, and losses cannot be set off against other income. TaxZen handles this automatically.

What is the last date to file ITR for AY 2026-27?

The last date to file ITR for AY 2026-27 (FY 2025-26) without penalty is July 31, 2026. After this date, a late filing fee of ₹1,000 to ₹5,000 under Section 234F applies. TaxZen helps you file quickly — upload Form 16, review, and file in 5 minutes.

Is ITR filing mandatory if salary is below ₹5 lakh?

If your total income before deductions exceeds ₹3 lakh (new regime) or ₹2.5 lakh (old regime), filing is technically mandatory. Even if tax is nil due to rebate, filing is recommended to claim TDS refunds, maintain financial records, and avoid notices. TaxZen makes it free and takes 5 minutes.

How to file ITR if I switched jobs mid-year?

Upload both Form 16s from your employers. TaxZen combines the income, reconciles TDS from both employers, handles any short-deduction, and ensures no double-counting of standard deduction. Many job switchers get a notice (143(1)) because of TDS mismatch — TaxZen prevents this.

Can I use TaxZen instead of ClearTax or TaxBuddy?

Yes. TaxZen is a free alternative to ClearTax and TaxBuddy. Key differences: TaxZen is 100% free (no paid plans), requires no account or login, stores zero data (privacy-first), handles RSU/ESOP capital gains that paid tools charge extra for, and provides an AI tax advisor at no cost. You file on the official portal yourself — maintaining full control.

Tax Filing Guides

Step-by-step guides to help you file your ITR correctly on the income tax portal.

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RSU / ESOP Filing Guide

Complete guide for US RSU holders — Schedule CG, Schedule FA, SBI TT rate, 24-month holding period, dividends & Form 67.

12 min read • AY 2026-27

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Capital Gains Filing Guide

STCG & LTCG rates, Schedule CG walkthrough, broker CSV import (Zerodha, Groww, ICICI Direct), property gains & Section 54/54F.

15 min read • AY 2026-27

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Crypto & VDA Tax Filing Guide

Section 115BBH flat 30% tax, Schedule VDA walkthrough, TDS under 194S, exchange data download, NFTs, and no loss set-off rule.

14 min read • AY 2026-27

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Multiple Form 16 / Job Switch Guide

How to consolidate salary from multiple employers, calculate TDS shortfall, pay self-assessment tax via e-Pay Tax on the portal, and avoid Sec 234B/234C interest.

12 min read • AY 2026-27

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Old vs New Tax Regime — Which Saves More?

Complete slab comparison, breakeven analysis at every salary level, deductions lost & retained, lock-in rules, and decision matrix.

12 min read • AY 2026-27

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First-Time ITR Filing — Beginner's Guide

Who must file, documents needed, which ITR form, step-by-step portal filing, e-verification, and common beginner mistakes.

12 min read • AY 2026-27

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How to Download Pre-filled JSON

Step-by-step download from incometax.gov.in, what the JSON contains, why it beats Form 16 PDF, and how to use it in TaxZen.

8 min read • AY 2026-27

Don't want to read? TaxZen calculates everything automatically. Upload Form 16, enter your details, and get exact amounts to file.

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